Contracts, Late Payment Demands & Compliance Tools
For Freelancers and Small Businesses
Client ghosting you on an invoice? Claim your statutory late fees & penalties nationwide.
Draft legally compliant contracts, monitor payment deadlines, and estimate statutory late fees & penalties across all 50 states. Select your scenario below to access our standalone compliance tools.
Select your scenario to run the compliance action flow:
How It Works
Generate enforceable, legally compliant agreements in minutes without lawyer fees.
Choose your agreement type & state
Select an independent contractor or service agreement template tailored to your jurisdiction and industry.
Answer a few questions
Fill in key milestones, payment terms, IP rights, and statutory late payment penalty clauses in under 2 minutes.
Download your compliant contract
Export your customized, legally binding agreement instantly in PDF or plain text ready for signature.
Why Use IndieLegal
Practical legal tools designed for speed, statutory precision, and real-world payment enforcement.
Free Core Tools
Generate agreements, calculate late payment penalties, and build formal demand letters at zero cost.
California SB 988 Clause Support
Automated compliance with mandatory 30-day payment windows and double damages rights under CA Civil Code.
IRS 20-Factor Classification Check
Built-in 1099 vs. W-2 risk evaluation to protect freelancers and employers from misclassification liabilities.
Late Payment Calculator with Legal Citations
Calculate exact interest, statutory fees, and legal damages backed by state-specific legal codes.
No Account Required for Basic Generation
Start drafting immediately without lengthy registration, email confirmation, or forced account creation.
State-by-State Legal Status Transparency
Real-time legal tracking verifying which states enforce statutory freelance prompt payment protections.
View state legal map ↓Find Your Industry Contract Template
Don't use generic, uninspired agreements. Select your field to access 100% compliant, industry‑specific contractual blueprints.
Copywriter & Content Strategist Contract Template
Ensure copywriters get paid.
Graphic Designer Contract Template
Protect your design assets and payments.
Web Developer Contract Template
Secure your development contracts.
Photographer & Videographer Contract Template
Protect your photography earnings.
Freelance Compliance Tools
Direct access to our standalone interactive utilities built for California and nationwide freelance compliance standards.
Contract Generator
Generate an independent contractor or service agreement in 30 seconds — free, all 50 states.
Penalty Calculator
Calculate double damages, late fees, and simulate corporate legal exposure.
Demand Letter Generator
Draft a formal SB 988 payment demand letter citing double damages — ready to send.
Contract Review
Paste an existing agreement and check it against SB 988's required clauses.
IRS Classification Check
3-minute self-audit against the IRS 20-factor 1099 vs. W-2 test.
ABC & Borello Test Audit
Check your California AB5 worker classification risk in 2 minutes.
Litigation Blueprint
Step-by-step small claims roadmap to sue non-paying clients without a lawyer.
Independent Contractor Laws by State
Free 1099 vs. W-2 classification and non-compete risk checks for Washington — with more states on the way.
Know Your Rights. Get Paid.
100+ guides for California freelancers and employers — covering contracts, late payments, demand letters, and more.
California Freelance Late Fee Calculator (SB 988)
Enter your unpaid invoice amount. We'll calculate your statutory damages, double-damage entitlement,…
Calculate My Late Fees →Legal FAQHow Long Does a Client Have to Pay a Freelancer in California?
The answer is 30 days — unless your written contract specifies a different date. After that, double …
Check My Payment Rights →Freelancer RightsClient Refuses to Pay Your Freelance Invoice in California
California SB 988 isn't just a rule — it's your weapon. Enter your unpaid amount and get a legally s…
Generate Demand Letter Now →Employer CompliancePenalty for Not Paying an Independent Contractor on Time in CA
A single missed payment deadline can cost you 2× the contract value. California's SB 988 enforcement…
Calculate My Penalty Exposure →More California Freelance Guides
- ›California Tech Contractor Agreement Template (SB 988 Compliant)
- ›How to Sue a Client for Nonpayment as an Independent Contractor in CA
- ›CA 1099 Contractor Agreement: 30-Day Payment Rule Explained
- ›Can a Client Change Payment Terms After Freelance Work is Done in CA?
- ›California Freelance Worker Protection Act: Employer Compliance Checklist
- ›Can a Freelancer Stop Working if Not Paid on Time in California?
Get the Free Freelancer Payment Protection Checklist
Never sign an unsafe contract or lose money to overdue invoices. Access our free 20-point checklist & statutory late fee guide.
Freelance Payment Protection Laws by State
See which states have SB 988-style freelance payment laws — updated as we verify each state.
For informational purposes only, not legal advice. Laws change frequently — consult a licensed attorney before relying on this information.
California
CAIllinois
ILNew York
NYWashington
WAOregon
ORAlabama
ALNot yet verified as of 2026-08-19.