IndieCONTRACT & COMPLIANCE AI
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Freelancing with a California client? Get SB 988-specific protections (double damages, 30-day deadline) β†’

California Template β†’
Universal US Independent Contractor Agreement β€” 2026

Free Independent Contractor Agreement Template

Generate a complete contract in minutes β€” scope of work, payment terms, and IP ownership, built for freelancers and clients anywhere in the US.

πŸ“Clear scope of work & deliverable definitions
πŸ“…Customizable Net 30 & contractual late fee terms
πŸ›‘οΈIP transfer upon payment & kill fee clauses

Generate Your Independent Contractor Agreement

Compliant, professional, and customizable for any state in the US.

Usually your client's state, or whatever state is named in your existing agreement.

πŸ’‘ Not sure? If your client is based in California, SB 988 protections may apply to you even if you aren't in California β€” select California above.

Select Contract Version

Free Version

Standard contractor terms

Premium Version

Advanced AI-Drafted Contract

Contractor Information (You)

Client Information

How it works

Three steps to a legally sound agreement

1

Select your state & project details

Specify the governing state for your contract, party details, and project amount.

2

Customize payment & IP clauses

Set payment due windows (e.g. Net 30), contractual late fees, IP transfer conditions, and cancellation terms.

3

Generate & download instantly

Our tool generates a clean, enforceable independent contractor agreement ready to print or sign electronically.

Contract Essentials

Key clauses every independent contractor contract should contain

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Itemized scope of work

Clearly defines project deliverables, deadlines, and revisions to stop scope creep.

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Written payment terms

Defines agreed rates, invoicing schedules, and accepted payment methods in writing.

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Payment due window

Establishes clear payment deadlines (such as Net 30) agreed upon by both parties.

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Contractual late fee

Protects cash flow by specifying a reasonable monthly interest penalty on overdue balances.

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IP transfer upon payment

Ensures deliverable ownership transfers to the client only after full invoice payment is received.

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Cancellation & kill fee

Guarantees compensation for work completed if a client terminates the project early.

FAQ

Frequently asked questions about contractor agreements

Do I need a written contract if I'm not in California?+

Yes. Even outside of California or states with explicit freelance payment laws, a written agreement is your primary legal protection against non-payment, scope creep, and intellectual property disputes. Without a signed written contract, proving agreed rates, Net 30 payment deadlines, or kill fee rights in court or arbitration is extremely difficult.

What happens if my client is in California but I'm not?+

California's Freelance Worker Protection Act (SB 988) applies based on the hiring party's location. If your client is a business or individual based in California, SB 988 statutory protections (including mandatory written contracts for $250+ projects, 30-day payment windows, and statutory double damages for late payment) apply to your engagement even if you reside in another state. If your client is in CA, we recommend using our California SB 988 Contractor Agreement Template.

Are contractual late fees enforceable nationwide?+

Yes, as long as the late fee rate is reasonable and specified in writing before work begins. Standard commercial late fee terms (such as 1.5% per month or 18% per annum) are widely recognized contractual terms enforced under state contract law across the US.

Ready to generate your agreement?

Fill out the simple form above to create your customizable independent contractor agreement in minutes.